Tunisia Cryptocurrency Regulation: What You Need to Know in 2025

When it comes to Tunisia cryptocurrency regulation, the legal framework governing digital asset use, trading, and taxation within Tunisia. Also known as Tunisian crypto laws, it’s one of the most tightly controlled environments in North Africa. Unlike countries that embrace crypto as a financial tool, Tunisia treats it like a high-risk asset—strictly monitored, heavily restricted, and rarely endorsed by official institutions.

The Central Bank of Tunisia, the national monetary authority responsible for financial oversight and currency policy has never approved Bitcoin or any other cryptocurrency as legal tender. In fact, banks are banned from processing crypto-related transactions. That means if you try to buy Ethereum with your Tunisian dinar through a local bank, it’ll get blocked. The Financial Intelligence Unit of Tunisia, the government body that tracks suspicious financial activity and enforces anti-money laundering rules actively monitors crypto wallets linked to foreign exchanges. They’ve flagged dozens of wallets since 2023, and users have been summoned for questioning.

So how are people still trading? Many use peer-to-peer platforms like LocalBitcoins or Paxful, but even those aren’t safe. The government doesn’t ban ownership—it bans facilitation. That means if you run a crypto exchange, accept crypto payments, or promote trading as a way to earn income, you’re breaking the law. There’s no licensing path for local exchanges, and no legal protection for users. If your funds disappear on a foreign platform, you have no recourse. Taxation is another gray zone: the tax office doesn’t officially recognize crypto income, but they’ve started auditing high-volume traders anyway. If you’re making profits, you’re technically liable for capital gains, even if no one’s asking you to report it yet.

What you’ll find in this collection aren’t theoretical guides or global comparisons. These are real cases—traders caught in enforcement actions, exchanges that got shut down, and the quiet workarounds people use to stay under the radar. You’ll see how Tunisians are using stablecoins to bypass currency controls, why local mining operations vanished overnight, and what happens when you try to withdraw crypto to a Tunisian bank account. This isn’t about speculation. It’s about survival in a system that doesn’t want you to play.